Welcome to this lakefront property nestled between Spencer & Cloverdale on the serene Locust Lake. Just a scenic 10-mile drive north of Spencer & less than an hour's commute to Indy, this picturesque retreat offers tranquility & convenience. Situated on a 1.9-acre lot w/ mature trees & landscaping, this brick ranch over basement invites you to make it your permanent residence or idyllic weekend getaway. Revel in your own private oasis w/a fenced backyard, a permanent dock for casting a line, and a beach area for lakeside relaxation. Plus, your waterfront experience is elevated with a pontoon boat included in the sale, promising endless days of leisurely exploration on the water. As you step inside, you'll be greeted by a spacious living room boasting a picture window framing the lake views & a limestone fireplace w/ coal burning insert, perfect for evenings by the fire. The open concept layout seamlessly transitions into the designated dining room, offering a perfect setting for dinners or entertaining guests. The kitchen is a chef's delight, featuring custom bead board cabinetry, white appliances, a farmhouse sink, granite counters, & a versatile island for culinary endeavors of any scale. Beyond the kitchen, discover the oversized family room, adorned with hardwood floors, tray ceiling, window seat, & intricate stone fireplace w/ a wood burning insert, flanked by built-in bookcases. The main level also hosts 2 bedrooms & a recently remodeled full bath, boasting a professionally tiled walk-in shower, adding a touch of luxury to your everyday routine. Venture downstairs to find additional living space, including a third bedroom, a den, another full bath, laundry space, & a utility room, providing ample space for storage needs. Outside, a screened porch beckons you to unwind and enjoy the peaceful surroundings, while the detached garage offers ample parking w/ 4 garage doors, stainless vent for future woodstove, additional porch, completing this exceptional property. Don't miss your chance to experience lakefront living at its finest.